Inflation is not an abstract concept. According to data from the INE, the year-on-year CPI in Spain stands at around 3%, which means that every year that passes, the purchasing power of euros that aren’t working is reduced in a silent but constant way. For those who have liquidity parked waiting for the right moment, that opportunity cost is real and measurable.
In this article we explain what Bit2Me Earn is, how the staking rewards mechanism works, what euro-linked crypto assets are and why this type of digital asset has gained relevance in a context of growing European regulation. If you already know the crypto world at a basic level and want to understand this product in depth, you are in the right place.
Important notice: This article is for educational and informational purposes only. The content does not constitute financial, legal or tax advice. Investment in crypto assets is not fully regulated, may not be suitable for retail investors due to its high volatility and there is a risk of losing the entire amounts invested. It is important to read and understand the risks of this investment, which are explained in detail at: https://bit2me.com/legal. Before acquiring or transferring any euro-linked crypto asset from our catalogue for the rewards service, please consult the official White Paper (Whitepaper) of each project available directly on our platform.
The problem nobody names: the cost of doing nothing with your euros
There is a widespread but incorrect belief: that idle money does not lose value. In nominal terms this is true: 10,000 euros are still 10,000 euros after a year. The problem is that with an annual inflation rate of 3% (year-on-year CPI Spain, source INE), those same euros buy approximately 3% fewer goods and services than twelve months ago.
The effect is not dramatic in one year, but it accumulates. Over several fiscal periods, that differential erodes purchasing power in a structural way. This is not speculation: it is arithmetic. The question that many savers with intermediate financial knowledge are asking in 2026 is whether there are alternatives within the regulated European ecosystem that allow this capital to be activated.
Euro-linked crypto assets have emerged as a partial answer to that question. They are not the only answer, and they are not free of risks, but they are a category of digital assets with unique characteristics that differentiate them from high-volatility cryptocurrencies. Understanding how they work, what backs them and how rewards can be obtained for participating in their ecosystem is the objective of the following sections.
What are euro-linked crypto assets?
Euro-linked crypto assets are digital tokens that maintain a stable parity with respect to the European currency. Unlike Bitcoin or Ethereum, whose price fluctuates based on supply, demand and market sentiment, these assets are designed so that their value remains close to 1 euro at all times.
To achieve this, their issuers use different backing mechanisms. The most widespread in the European market are fiat collateralisation models, in which the issuer maintains reserves in euros equivalent to the total supply of tokens in circulation. These reserves are, in theory, auditable and verifiable by independent third parties.
In the Bit2Me Earn ecosystem, the euro-linked crypto assets currently available include EURC (issued by Circle) and EURR (issued by StablR). Both operate under the European regulatory framework and are subject to the requirements of the MiCA regulation, which since 2024 establishes licensing, reserve transparency and supervision requirements for issuers of fiat currency-referenced tokens within the European Union.
The fact that an asset is linked to the euro does not mean that it is identical to holding euros in a bank account. They are different instruments, with different legal frameworks and without the coverage of the Deposit Guarantee Fund. This difference is essential to understand before any participation decision.
How does Bit2Me Earn work? The staking mechanism
Bit2Me Earn is the staking service of the Bit2Me platform that allows its users to obtain rewards for holding certain crypto assets within their account. The underlying mechanism is staking, one of the most common forms of active participation in blockchain networks that use the PoS (Proof of Stake) consensus mechanism.
In a PoS network, validators participating in transaction verification must commit (stake) an amount of tokens as economic collateral. In exchange for this participation, they receive rewards in the form of new tokens issued by the protocol. Bit2Me Earn acts as a technical intermediary: it aggregates the capital of multiple users, participates in the validation processes of the corresponding networks and distributes the rewards obtained among participants.
From the user’s point of view, the flow is relatively straightforward: crypto assets are kept in the Bit2Me account and begin generating rewards automatically, without the need to manage technical infrastructure or know the details of each network’s protocol. Rewards are distributed periodically (daily or weekly, depending on the asset) and the user can withdraw or add crypto assets at any time, without mandatory minimum lock-up periods in most cases.
What assets are available on Bit2Me Earn?
Bit2Me Earn covers more than 40 different crypto assets, making it one of the most extensive staking services in the Spanish market. The catalogue includes both large assets by market capitalisation (BTC, ETH, SOL, DOT, ADA) and tokens from emerging ecosystems and, relevantly for the angle of this article, the euro-linked crypto assets already mentioned.
The diversity of the catalogue has practical implications. A user who already has positions in several cryptocurrencies can activate rewards on assets that would otherwise remain inactive. A new user who wants exposure to the crypto ecosystem with lower volatility can opt for crypto-euros as an entry point, assuming the specific risks of this type of asset.
The complete list of assets available on Earn (May 2026, according to Bit2Me Support data) includes among others: AAVE, ALGO, AVAX, B2M, BTC, ADA, TIA, ATOM, ETH, EURC, EURR, HBAR, INJ, NEAR, DOT, SOL, SUI, TON, XRP and XTZ, as well as a wider selection of infrastructure and DeFi projects. Each asset has a different APY, which can be consulted in real time from the Earn section of the Bit2Me account.
It is important to note that the APY is not fixed: it varies depending on network activity, the number of active validators and protocol conditions. This means that the rewards an asset generates today are not guaranteed for the future, and that the percentage shown on the platform should be understood as an indicative reference, not a guaranteed reward.
Bit2Me Earn and the MiCA regulatory framework
The European MiCA regulation (Markets in Crypto-Assets), fully applicable since late 2024, has transformed the crypto asset landscape in the European Union. For the first time, there is a harmonised regulatory framework that establishes licensing requirements for token issuers, trading platforms and providers of crypto asset-related services.
For users with a more conservative financial profile, MiCA has relevant practical consequences. Issuers of fiat currency-referenced tokens (such as EURC or EURR) must obtain authorisation as “asset-referenced token issuers” (ART, Asset-Referenced Tokens) or “electronic money token issuers” (EMT, Electronic Money Tokens) as applicable. They are required to publish a white paper with clear information about the asset, maintain sufficient reserves and submit to supervision by the competent authority of the Member State where they are registered.
The fact that a crypto asset operates under MiCA does not eliminate operational risk, but it does establish a minimum standard of transparency and supervision that did not exist before 2024. Bit2Me, as a Spanish platform authorised by the CNMV under the MiCA Regulation, operates in this regulatory environment and offers an access point to these assets for those who value European regulatory certainty above the accessibility of unsupervised platforms.
How to activate Bit2Me Earn step by step
Activating Earn on Bit2Me is a process that does not require advanced technical knowledge. The steps below reflect the standard platform flow as of May 2026 and may vary depending on product updates.
- Access your Bit2Me account or create a new one if you don’t have one yet. The registration process includes identity verification (KYC) in accordance with European AML regulations.
- Navigate to the Earn section from the main dashboard. You will see the complete catalogue of available assets with their current APYs.
- Select the asset you want to put to work. If you don’t have that asset in your portfolio, you can acquire it directly from the platform before activating Earn.
- Activate Earn for that asset. In most cases there is no significant minimum amount or mandatory lock-up period, although it is worth reviewing the specific conditions of each asset at the time of activation.
- Review your rewards periodically. Accumulated rewards appear in your Earn dashboard and are distributed automatically according to the asset’s calendar (daily or weekly).
The process is reversible: you can deactivate Earn and regain free access to your crypto assets whenever you need to, subject to the liquidity conditions of each protocol.
What sets Bit2Me Earn apart from market alternatives?
Bit2Me Earn competes in a segment where other exchanges with staking services also operate. The relevant differences for a Spanish or eurozone user are primarily three.
The first is the regulatory basis. Bit2Me is a crypto asset services provider authorised by the CNMV under the MiCA Regulation, headquartered in Spain. For those who want to operate within a clear European supervisory framework, that condition is not a secondary detail: it is the central argument. In a sector where many platforms operate from jurisdictions with ambiguous supervision, CNMV authorisation is a guarantee of real transparency, not just small-print text.
The second is accessibility and language. Bit2Me is a natively Spanish-language platform, with support in Spanish and an onboarding process designed for the continental European market. For a user who prefers to operate in their language and with an entity fiscally established in Spain, this simplifies both the operation and subsequent tax management.
The third is the asset catalogue and integration. With more than 40 crypto assets on Earn, including the most relevant euro-linked crypto assets in the European ecosystem, the service offers coverage that allows diversification within the same product. Furthermore, users who already buy, sell or store crypto assets on Bit2Me can activate Earn on their existing portfolio without additional transfers or movement fees between platforms.
3% inflation is not the apocalypse of savings, but it is a real cost that deserves an informed response. Euro-linked crypto assets, within the MiCA regulatory framework, represent a new category of digital assets with characteristics distinct from those of high-volatility crypto. Bit2Me Earn is the tool that allows participation in the staking rewards ecosystem for these assets.
BITCOINFORME, S.L., trading under the commercial name BIT2ME, is a crypto asset services provider authorised and regulated by the Comisión Nacional del Mercado de Valores (CNMV) in Spain, in accordance with Article 59 of the MiCA Regulation (EU).
The natural next step is to explore the updated asset and APY catalogue directly on the platform, where data is in real time and reflects current market conditions. The decision to participate, and to what extent, is yours.
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